In the context of promoting high-quality development in higher education, the construction of "one-stop" student communities in universities has become a crucial vehicle for implementing the fundamental task of fostering virtue and cultivating talents, as well as for innovating educational models. Grounded in value co-creation theory and utilizing the structure-process-outcome analytical framework, this paper conducts a systematic exploration of the development of one-stop student communities. The research finds that: at the structural level, Party-building leadership, the stationing of support teams, and digital platforms collectively establish a foundation for collaborative governance; at the process level, digital empowerment and institutional consultation foster a closed-loop operational logic of "value consensus, co-creation, and sharing"; at the outcome level, the initiative yields multi-layered results, including individual student development, enhanced platform efficiency, and the advancement of public value. The study demonstrates that building one-stop student communities constitutes a systemic practice where multiple stakeholders co-create educational value through the interaction of institutions, technology, and humanistic elements. Moving forward, it is essential to further strengthen the logic of "human-technology integration," refine collaborative mechanisms and digital management systems within these communities, and deepen their transformation into "holistic education communities." This will provide sustained support for fulfilling the fundamental mission of fostering virtue and cultivating talents.